SCPMG Physicians Optimize Your Retirement Portfolio, Minimize Taxes & Manage Risk

At Prime Capital Financial, we create comprehensive financial plans that provide physicians, just like you, with a clear roadmap showing exactly where they stand today and what’s possible for their future.

We help physicians align their retirement spending with their goals, giving them confidence to enjoy their wealth without fear of running out.

Are you confident in your retirement Plan? Let’s discover if you are optimizing your investments and tax savings. Fill out this short form and get a 30-minute consultation.

No Cost. No Pressure.

Top Pitfalls SCPMG Physicians Face

 Investment Uncertainty

Second-guessing asset allocation or market timing—so you delay action or chase the “latest” trend.

Our fix: A clear, goal-driven investment blueprint you’ll feel confident following.

Tax-Bracket Misconceptions

Assuming you’ll drop into a low tax bracket in retirement—when your SCPMG pension often keeps you at a higher rate.

Our fix: A customized strategy to help lock in savings.

Benefit Complexity Overwhelm

Missing key enrollment windows or mis-selecting among dozens of SCPMG benefit options.

Our fix: We manage every deadline and simplify your elections, so nothing slips through the cracks.

Incomplete Estate Planning

Leaving wills, trusts or beneficiary designations unfinished—putting your family’s legacy at risk.

Our fix: In-house estate planning that ties your legacy documents directly into your retirement plan.

Next step: We turn these common challenges into your top priorities

Your Top Priorities

 Optimize Your Portfolio

A professionally-managed account built around your financial goals and time frame.

Plan for Taxes & Legacy

Tax Smart Investing, Roth conversions, distribution timing and in-house estate planning.

Manage Market Risk

Dynamic hedges, insurance overlays and rebalancing to protect your nest-egg.

What You'll Gain

  • Portfolio Design: Build and monitor a professionally managed account tailored to your risk profile.
  • Tax-Smart Withdrawals: Implement transparent tax smart investing, Roth strategies and careful timing to help reduce your lifetime tax liability.
  • Risk Management: Layer on downside protection—hedges, insurance overlays, dynamic rebalancing—to help buffer market downturns.
  • Income Sustainability: Map out a withdrawal roadmap that could help maximize retirement income without risking depletion.

Why SCPMG Physicians Choose Prime Capital Financial

  • Plan Knowledge: In depth knowledge of SCPMG retirement benefits with clear guidance on key decisions.
  • Access to Alternative & Private Investments: Diversify beyond stocks & bonds for potentially less volatility in your portfolio.
  • Advanced Tax Planning: Align your interests with smart strategies that could lower your effective tax rate.
  • Comprehensive, Full-Service Financial Planning: From investment management to tax, risk and estate planning—all under one roof.
  • Integrated Risk Controls: Protect your assets and legacy with tailored, professional-grade mitigations.

Meet The Team In Los Angeles

Andrew Headshot 2024

Andrew Selu
Partner & Financial Advisor 

Phone: (818) 479-0042 // Extension 0200
Email:
aselu@primefinancial.com
Office Location: 16501 Ventura Blvd., Suite 400, Office 419, Encino, CA 91436

Andrew has dedicated his career to helping clients and their families achieve their financial goals. With over a decade of experience, he has developed extensive knowledge in retirement planning, investment management, tax-efficient strategies, comprehensive financial planning, and cash flow management. Andrew is skilled in crafting personalized financial strategies that encompass retirement income planning, investment research, risk management, estate planning, and wealth transfer. His dedication to the financial planning process, combined with a client-first mentality, helps his clients navigate complex financial situations with clarity and confidence.

Andrew lives in the Los Angeles area with his wife and twin boys. Outside of work, he and his family enjoy traveling, exploring new destinations, and engaging in various outdoor activities and sports.

Andrew earned a Bachelor of Science degree in Sociology, equipping him with a deep understanding of diverse client perspectives. He is also a Chartered Retirement Plan Counselor (CRPC®), highlighting his knowledge in retirement planning and his commitment to fiduciary standards.

Advisory products and services offered by Investment Adviser Representatives through Prime Capital Investment Advisors, LLC (“PCIA”), a federally registered investment adviser. PCIA: 6201 College Blvd., Suite#150, Overland Park, KS 66211. PCIA doing business as Prime Capital Financial | Wealth | Retirement | Wellness. This information does not constitute legal or tax advice. PCIA and its associates do not provide legal or tax advice.  Individuals should consult with an attorney or professional specializing in the fields of legal, tax, or accounting regarding the applicability of this information for their situations.